GOURI DEVI HOSPITALS

INSURANCE SERVICES

Gouri Devi Hospitals and the Gouri Devi Institute of Medical Sciences and Hospital offer a comprehensive range of insurance services to ensure that patients receive the best possible care without financial strain. These facilities are committed to making healthcare accessible and affordable for everyone.

ACCEPTED INSURANCE PLANS
Hospitals often have agreements with various health insurance providers, both public and private. Patients are informed about the insurance plans accepted by the hospital, including government schemes like Ayushman Bharat, as well as private health insurance companies.
INSURANCE VERIFICATION
Patients are advised to verify their insurance coverage and eligibility before their hospital visit. This may involve contacting their insurance provider to confirm coverage benefits, co-payments, deductibles, and any pre-authorization requirements for specific treatments or procedures.
CASHLESS FACILITY
Many Indian hospitals offer cashless treatment facilities for patients covered under health insurance plans. Patients are informed about the process for availing cashless treatment, including the documentation required and the coordination between the hospital and the insurance company.
BILLING PROCEDURES
Hospitals provide information about billing procedures, including itemized billing for services rendered, diagnostic tests, medications, and other medical expenses incurred during the hospital stay. Patients are advised to review their bills carefully and seek clarification if needed.
PAYMENT OPTIONS
Patients are informed about the accepted modes of payment for settling their hospital bills, including cash, credit/debit cards, net banking, mobile wallets, and other electronic payment methods. Hospitals may also have provisions for international patients to make payments in foreign currencies.
FINANCIAL COUNSELLING
Hospitals may offer financial counselling services to assist patients in understanding their medical bills, exploring payment options, and applying for financial assistance or instalment plans if they are unable to pay the entire bill upfront.
GOVERNMENT SCHEMES
Patients are informed about government-sponsored healthcare schemes like Ayushman Bharat, which provide financial coverage for certain medical treatments and procedures. Hospitals may assist eligible patients in availing benefits under these schemes.
CHARITY CARE PROGRAMS
Some hospitals have charity care programs or indigent patient funds to provide financial assistance to economically disadvantaged patients who are unable to afford medical treatment. Patients are advised to inquire about such programs if needed.
DISCHARGE & SETTLEMENT
Before discharge, patients are provided with a final bill detailing all charges incurred during their hospital stay. Hospital staff assist patients in settling their bills, arranging for payment, and obtaining necessary documentation for reimbursement from insurance companies, if applicable.
PATIENT RIGHTS & RESPONSIBILITIES
Hospitals may provide information to patients about their rights and responsibilities regarding billing and financial matters, including transparency in billing, dispute resolution mechanisms, and the obligation to provide accurate insurance information.

Comprehensive Insurance Information for Patients at Gouri Devi Hospitals

Gouri Devi Hospitals and the Gouri Devi Institute of Medical Sciences and Hospital strive to ensure that every patient has access to the medical care they need, regardless of financial status. To achieve this, we have partnered with a wide array of insurance companies, both national and international, to offer comprehensive coverage for various medical treatments and procedures. This includes coverage for inpatient and outpatient services, surgeries, maternity care, emergency treatments, and specialized medical procedures.

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Establishment

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Acre Campus

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Bedded Hospitals

Our Public Corporate Schemes

Our Private Corporate Schemes

JAYSHREE GROUP OF INDUSTRIES

Gouri Devi Hospitals collaborates with Jayshree Group, offering healthcare services to its employees. Jayshree Group is a diversified conglomerate with interests in chemicals, textiles, and more.

MAHARAJA ISPAT

Partnering with Gouri Devi Hospitals, Maharaja Ispat ensures health and wellness for its workforce. The company is a leading manufacturer of high-quality steel products.

PHILIPS CARBON (PCBL)

Gouri Devi Hospitals supports Philips Carbon's commitment to employee health. PCBL is India's largest carbon black producer and a key supplier to the rubber industry.

GRAPHITE INDIA

Gouri Devi Hospitals provides healthcare services to Graphite India's employees. Graphite India is one of the largest manufacturers of graphite electrodes in the country.

EMAMI CEMENT

Emami Cement partners with Gouri Devi Hospitals to offer medical care to its employees. It is a prominent player in the Indian cement industry, known for quality products.

L N ISPAT

L N Ispat ensures comprehensive healthcare for its employees through its tie-up with Gouri Devi Hospitals. The company specializes in steel manufacturing and is a significant industry player.

VRINDA ENGINEERINGS PVT LTD

Vrinda Engineerings collaborates with Gouri Devi Hospitals for the health and safety of its staff. The company specializes in manufacturing and engineering services.

Our Insurance/TPA Schemes

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Accepted Insurance Plans

Hospitals often have agreements with various health insurance providers, both public and private. Patients are informed about the insurance plans accepted by the hospital, including government schemes like Ayushman Bharat, as well as private health insurance companies.

03

Cashless Facility

Many Indian hospitals offer cashless treatment facilities for patients covered under health insurance plans. Patients are informed about the process for availing cashless treatment, including the documentation required and the coordination between the hospital and the insurance company.

05

Payment Options

Patients are informed about the accepted modes of payment for settling their hospital bills, including cash, credit/debit cards, net banking, mobile wallets, and other electronic payment methods. Hospitals may also have provisions for international patients to make payments in foreign currencies.

07

Government Schemes

Patients are informed about government-sponsored healthcare schemes like Ayushman Bharat, which provide financial coverage for certain medical treatments and procedures. Hospitals may assist eligible patients in availing benefits under these schemes.

09

Discharge and Settlement

Before discharge, patients are provided with a final bill detailing all charges incurred during their hospital stay. Hospital staff assist patients in settling their bills, arranging for payment, and obtaining necessary documentation for reimbursement from insurance companies, if applicable.

02

Insurance Verification

Patients are advised to verify their insurance coverage and eligibility before their hospital visit. This may involve contacting their insurance provider to confirm coverage benefits, co-payments, deductibles, and any pre-authorization requirements for specific treatments or procedures.

04

Billing Procedures

Hospitals provide information about billing procedures, including itemized billing for services rendered, diagnostic tests, medications, and other medical expenses incurred during the hospital stay. Patients are advised to review their bills carefully and seek clarification if needed.

06

Financial Counselling

Hospitals may offer financial counselling services to assist patients in understanding their medical bills, exploring payment options, and applying for financial assistance or instalment plans if they are unable to pay the entire bill upfront.

08

Charity Care Programs

Some hospitals have charity care programs or indigent patient funds to provide financial assistance to economically disadvantaged patients who are unable to afford medical treatment. Patients are advised to inquire about such programs if needed.

10

Patient Rights and Responsibilities

Hospitals may provide information to patients about their rights and responsibilities regarding billing and financial matters, including transparency in billing, dispute resolution mechanisms, and the obligation to provide accurate insurance information.

Insurance Assistance and Support Services at Gouri Devi Hospitals

Comprehensive Insurance Partnerships

Gouri Devi Hospitals partners with a wide array of insurance providers, including major private insurers, government health schemes, and corporate plans. This extensive network ensures that patients have access to a variety of coverage options, tailored to different needs and preferences.

Hassle-Free Cashless Treatment

We offer a hassle-free cashless treatment option for patients covered under participating insurance plans. This feature allows patients to receive treatment without the need for immediate out-of-pocket expenses, as the costs are directly settled between the hospital and the insurance provider.

Expert Insurance Assistance

Our dedicated Insurance Help Desk is available to assist patients with all aspects of insurance. From verifying coverage and navigating policy details to managing pre-authorizations and claims, our knowledgeable staff is committed to providing clear and effective support throughout the treatment process.

Streamlined Claims and Reimbursements

Gouri Devi Hospitals ensures efficient handling of insurance claims and reimbursements. We take care of all necessary paperwork and follow-up with insurance companies to facilitate prompt and accurate claims processing, minimizing delays and simplifying the reimbursement process for our patients.